The pension calculator It is a tool designed to help you estimate the approximate amount you could receive at the time of your retirement if you are under the pension system. Social Security Act of 1973.

If you started trading in the IMSS before July 1, 1997Your pension will be calculated based on this system, which takes into account factors such as the total number of weeks of contributions and the average salary of the last years of work.

This calculator will allow you to project the amount of your pension in case of retirement due to Layoff at Older Age (from age 60) or Old age (from age 65), considering the criteria established in the IMSS Law of 1973.

What data do you need to calculate your pension?

To perform the calculation, it is important to have the following data:

1. Total number of weeks contributed

   • It represents the number of weeks you have worked and for which your employer has made contributions to the IMSS.
   • To retire under the 1973 Act, you need at least 500 weeks of contributions.

2. Average contribution base salary

   • It is calculated based on the Average of your daily salary in the last 250 weeks of contributions (approximately the last 5 years of work).
   • This average is key to determining the amount of your pension, since Law 73 establishes a calculation based on this salary.

How to obtain this data?

To know your weeks contributed and check your contribution history, you can consult your Proof of Contributed Weeks on the official IMSS portal:

Check your contribution weeks here

The system will allow you to download your history and check how many weeks you have accumulated, which will help you determine if you already meet the requirements to retire under this regime.

How does the pension work under the 73 Law?

The pension in this regime is calculated based on a Basic Amount plus increases for each additional 52 weeks of contributions, applying a percentage to the average salary. In addition, the final amount will depend on the Measurement and Update Unit (UMA) valid at the time of the pension application.

It is important to consider that, under this law, the pension is granted for life and is entitled to annual updates according to the National Consumer Price Index (INPC).

Conclusion

With this pension calculator, you will be able to obtain a clearer estimate of how much you could receive upon retirement under the 73 Law. This will allow you to plan your financial future more accurately and evaluate whether you need additional strategies to optimize your pension.

If you have questions or need personalized advice, it is advisable to consult with a social security or pension expert.